One of the primary sources of stress is money. Who doesn’t worry about money? Even 1% of the population which comprises the wealthy still worry about money, differently though. They worry about where to put and how to spend it. But seriously, if money is your problem, then the solution to it is figurable as money is concrete and countable.
You don’t need to be an accountant to figure out how you’re going to solve your financial problems. Sometimes, the answer is already at the back of our head, but you refuse to acknowledge it because it’s too simple or too insignificant to make a difference. However, sometimes, the solution to our problems involves small things like how you need 100 cents to make a dollar.
Ben Martin, Psy.D. once said, “A stressful change in life patterns can trigger a depressive episode. Such stressful events may include a serious loss, a difficult relationship, trauma, or financial problems.” If your main stressor is your finances, there are simple ways where you can gain freedom financially. No, you don’t have to rob a bank. You just have to manage what you already have and organize your thoughts the right way, solution-focused inspired.
Here Are Some Simple Ways You Can Do To Break Free From Money Problems:
Don’t Spend Too Much
Only spend on your necessities, and don’t go to the mall during payday. There’s a big chance you’re going to spend money buying stuff you don’t need. Some may just be a gift for yourself for working so hard or something that may catch your attention like expensive shoes on the shelf.
List Your Payables Beforehand
“Although any stress can take a toll on your health, stress related to financial issues can be especially toxic.” Elizabeth Scott, MS, a wellness coach says. Therefore, by listing all the things you need to pay, you can track whether you have an extra for anything else. It will prevent you from acquiring debts that could be avoided if you just focused.
Avoid Dining Out
Remember that when you are dining out, it makes you pay for the place and services too, which are pricey, so when you know you are tight on a budget, it is better to eat at home and develop your cooking skills.
Don’t Go To The Mall During Sale
When you see a red tag saying it’s 25% off making you save $25 when its original price is $100, don’t buy it because you will end up not saving anything but spending $75. You don’t need the item in the first place.
If you think that you struggle in controlling your impulse, online counseling such as BetterHelp may benefit you. In case you want to learn more about how it will help you, there are reading sources for you.
Don’t Rely On One Income Alone
When you are an employee and earning the minimum wage, there’s a big chance that you will have a hard time having a comfortable life, let alone saving. You don’t want to spend three more decades sitting in front of a computer filling out sheets. Learn about other ways that can help you earn some more. It doesn’t have to be big, but in the long run, you will realize that it is useful. “When it comes to your money, you always have the power to make a difference, so recognize that choices exist for you to improve any financial problem.” Bahareh Talei, Psy.D. said.
Solution-focused therapy aims to find a solution to your problem, and for the examples above, they are pointers on how to solve your issues in managing your finances. When you think about them, they are quite simple and obvious, but that’s entirely the point. Why do most people choose the hard way if they have easy options to take?